Full List of All Bank Codes in Kenya For Kenyan Banks In 2024
Discover everything about Bank Codes in Kenya for 2024. Learn to navigate, use, and secure your financial transactions with our expert guide

Bank codes, often seen as a jumble of numbers, hold more significance than one might initially perceive. These numerical sequences are not just random; they are the financial world's way of ensuring that money moves securely and accurately between banks, whether for local transactions or international transfers. In the dynamic and diverse banking sector of Kenya, where financial inclusion and technological advancements are on the rise, understanding and utilizing these codes becomes paramount for individuals and businesses alike.
The Kenyan banking landscape is a mosaic of both local and international banks, each serving a unique purpose and clientele. From bustling city centres to remote rural areas, these financial institutions have woven an intricate network that facilitates economic growth and accessibility. However, navigating this complex system requires a certain level of literacy, especially when it comes to bank codes, which act as unique identifiers for each bank and its branches. They are not just numbers but keys that unlock a smoother, faster, and more secure banking experience.
As we embark on this journey through the "List of All Bank Codes in Kenya for 2023," we'll explore what bank codes are, why they're so crucial in our daily financial undertakings, and how they shape the way we interact with our banks. We'll also provide a comprehensive list of these codes, ensuring you have the information you need at your fingertips. So, whether you're making a deposit, setting up direct debits, or engaging in international transactions, understanding your bank's unique code is the first step to ensuring your money is navigating the financial highways safely and efficiently.
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Understanding Bank Codes
Bank codes are like the DNA of financial institutions, unique to each bank and its branches, providing a way to identify them distinctly in the vast world of financial transactions. Understanding these codes is essential for anyone engaging in banking, whether it's for personal or business purposes. In this section, we'll explore what bank codes are, the differences between various types of codes, and their specific applications in the Kenyan banking sector.
What are Bank Codes?
At their core, bank codes are a series of numbers assigned to banks to identify them uniquely. These codes are used universally in the banking system to process payments, direct debits, and other transactions. In Kenya, these codes are crucial for everyday banking operations, ensuring that funds reach the correct destination safely and efficiently.
Differentiating Bank Codes, Branch Codes, and SWIFT Codes
While bank codes are a general term, there are specific types of codes used for different purposes:
- Bank Codes: These are typically the broader codes used to identify the main banking institution. For instance, each bank in Kenya has a unique code that distinguishes it from others.
- Branch Codes: These are more specific and are used to identify individual branches within a bank. For instance, the Kenya Commercial Bank in Nairobi's city centre will have a different branch code from its branch in Mombasa.
- SWIFT Codes: Standing for Society for Worldwide Interbank Financial Telecommunication, SWIFT codes are used for international money transfers. They are unique codes for each bank that participate in international banking.
Applications of Bank Codes in Kenya
In the bustling financial landscape of Kenya, bank codes find a variety of applications:
- Facilitating Transactions: Whether you're transferring money between accounts within the same bank or to a different bank, the correct bank and branch codes ensure your money reaches the right destination.
- Setting Up Direct Debits: For regular payments, such as mortgage or utility bills, the correct bank code is essential to ensure your bills are paid on time from the right account.
- International Transfers: For sending money abroad or receiving funds from outside Kenya, SWIFT codes are used to identify your bank internationally.
- Banking Software: Bank codes are integral to the software banks use for processing a myriad of daily transactions, ensuring accuracy and security.
Importance of Accurate Bank Codes
Using the correct bank code is not just a matter of ticking a box; it's about ensuring the security and speed of your transactions. Incorrect codes can lead to delayed transactions, funds being sent to the wrong account, or even the loss of money. Particularly in a fast-paced financial environment like Kenya's, where transactions are increasingly digital, the importance of accurate bank codes cannot be overstated.
Comprehensive List of Bank Codes in Kenya
Navigating through the Kenyan banking system requires a thorough understanding of the bank codes that facilitate seamless financial transactions. This comprehensive list is more than just numbers; it's a navigator for your banking needs, ensuring that your transactions are swift, secure, and directed to the right destination. Here we delve into the details of the bank codes for some of Kenya's most prominent banks, providing a reliable resource for anyone needing to make transactions within the country.
1.Kenya Commercial Bank (KCB)
Kenya Commercial Bank, known as KCB, is one of Kenya's oldest and most widespread banks, boasting a robust network of branches across the nation. Each branch has a unique code, making it essential for customers to know the correct code for their specific branch.
S/N | Branch | Codes |
1. | Operations Processing Center | 01089 |
2. | Eastleigh | 01091 |
3. | Central Clearing Center | 01092 |
4. | Head Office | 01094 |
5. | Wote | 01095 |
6. | HQ Finance | 01096 |
7. | Swift Center | 01097 |
8. | Payroll Center | 01098 |
9. | Moi Avenue Nairobi | 01100 |
10. | Kipande House | 01101 |
11. | Treasury Sq Mombasa | 01102 |
12. | Nakuru | 01103 |
13. | KICC | 01104 |
14. | Kisumu | 01105 |
15. | Kericho | 01106 |
16. | Tom Mboya | 01107 |
17. | Thika | 01108 |
18. | Eldoret | 01109 |
19. | Kakamega | 01110 |
20. | Kilindini | 01111 |
21. | Nyeri | 01112 |
22. | Industrial Area | 01113 |
23. | River Road | 01114 |
24. | Murang’a | 01115 |
25. | Embu | 01116 |
26. | Kangema | 01117 |
27. | Kiambu | 01119 |
28. | Karatina | 01120 |
29. | Siaya | 01121 |
30. | Nyahururu | 01122 |
31. | Meru | 01123 |
32. | Mumias | 01124 |
33. | Nanyuki | 01125 |
34. | Moyale | 01127 |
35. | Kikuyu | 01129 |
36. | Tala | 01130 |
37. | Kajiado | 01131 |
38. | KCB Custody (Custody Services) | 01133 |
39. | Matuu | 01134 |
40. | Kitui | 01135 |
41. | Mvita | 01136 |
42. | Jogoo Road | 01137 |
43. | Card Centre | 01139 |
44. | Marsabit | 01140 |
45. | Sarit Centre | 01141 |
46. | Loitokitok | 01142 |
47. | Nandi Hills | 01143 |
48. | Lodwar | 01144 |
49. | Un Gigiri | 01145 |
50. | Hola | 01146 |
51. | Ruiru | 01147 |
52. | Mwingi | 01148 |
53. | Kitale | 01149 |
54. | Mandera | 01150 |
55. | Kapenguria | 01151 |
56. | Kabarnet | 01152 |
57. | Wajir | 01153 |
58. | Maralal | 01154 |
59. | Limuru | 01155 |
60. | Ukunda | 01157 |
61. | Iten | 01158 |
62. | Gilgil | 01159 |
63. | Ongata Rongai | 01161 |
64. | Kitengela | 01162 |
65. | Eldama Ravine | 01163 |
66. | Kibwezi | 01164 |
67. | Kapsabet | 01166 |
68. | University Way | 01167 |
69. | Eldoret West Branch | 01168 |
70. | Garissa | 01169 |
71. | Lamu | 01173 |
72. | Kilifi | 01174 |
73. | Milimani/Community | 01175 |
74. | Nyamira | 01176 |
75. | Mukurweini | 01177 |
76. | Village Market | 01180 |
77. | Bomet | 01181 |
78. | Mbale | 01183 |
79. | Narok | 01184 |
80. | Othaya | 01185 |
81. | Voi | 01186 |
82. | Webuye | 01188 |
83. | Sotik | 01189 |
84. | Naivasha | 01190 |
85. | Kisii | 01191 |
86. | Migori | 01192 |
87. | Githunguri | 01193 |
88. | Machakos | 01194 |
89. | Kerugoya | 01195 |
90. | Chuka | 01196 |
91. | Bungoma | 01197 |
92. | Wundanyi | 01198 |
94. | Malindi | 01199 |
95. | Capital Hill | 01201 |
96. | Karen | 01202 |
97. | Lokichoggio | 01203 |
98. | Gateway | 01204 |
99. | Buruburu | 01205 |
100. | Chogoria | 01206 |
101. | Kangari | 01207 |
102. | Kianyaga | 01208 |
103. | Nkubu | 01209 |
104. | Ol Kalou | 01210 |
105. | Makuyu | 01211 |
106. | Mwea | 01212 |
107. | Njambini | 01213 |
108. | Gatundu | 01214 |
109. | Emali | 01215 |
110. | Isiolo | 01216 |
111. | Flamingo Savings | 01217 |
112. | Njoro | 01218 |
113. | Mutomo | 01219 |
114. | Mariakani | 01220 |
115. | Mpeketoni | 01221 |
116. | Mtito Andei | 01222 |
117. | Mtwapa | 01223 |
118. | Taveta | 01224 |
119. | Kengeleni | 01225 |
120. | Garsen | 01226 |
121. | Watamu | 01227 |
122. | Bondo | 01228 |
123. | Busia | 01229 |
124. | Homabay | 01230 |
125. | Kapsowar | 01231 |
126. | Kehancha | 01232 |
127. | Keroka | 01233 |
128. | Kilgoris | 01234 |
129. | Kimilili | 01235 |
130. | Litein | 01236 |
131. | Londiani | 01237 |
132. | Luanda | 01238 |
133. | Malaba | 01239 |
134. | Muhoroni | 01240 |
135. | Oyugis | 01241 |
136. | Ugunja | 01242 |
137. | United Mall | 01243 |
138. | Serem | 01244 |
139. | Sondu | 01245 |
140. | Kisumu West | 01246 |
141. | Marigat | 01247 |
142. | Moi’s Bridge | 01248 |
143. | Mashariki (I/A) | 01249 |
144. | Naro Moru | 01250 |
145. | Kiriaini | 01251 |
146. | Egerton | 01252 |
147. | Maua | 01253 |
148. | Kawangware | 01254 |
149. | Kimathi | 01255 |
150. | Namanga | 01256 |
151. | Gikomba | 01257 |
152. | Kwale | 01258 |
153. | Prestige Plaza | 01259 |
154. | Kariobangi | 01260 |
155. | Biashara | 01263 |
156. | Ngara | 01266 |
157. | Kyuso | 01267 |
158. | Masii | 01270 |
159. | Menengai Crater | 01271 |
160. | Town Centre | 01272 |
161. | Makindu | 01278 |
162. | Rongo | 01283 |
163. | Isibania | 01284 |
164. | Kiserian | 01285 |
165. | Mwembe Tayari | 01286 |
166. | Kisauni | 01287 |
167. | Haile Selassie | 01288 |
168. | Salama House | 01289 |
169. | Garden Plaza | 01290 |
170. | Sarit Centre Mortgage Centre | 01291 |
171. | Cpc Bulk Corporate Cheques | 01292 |
172. | Trade Services | 01293 |
173. | Nairobi High Court | 01295 |
174. | Mombasa High Court | 01296 |
175. | Kisumu Airport | 01297 |
176. | Port Victoria | 01298 |
177. | Moi International Airport | 01299 |
178. | Nyali | 01300 |
179. | Westgate Advantage | 01301 |
180. | Diaspora | 01302 |
181. | Kisii West | 01302 |
182. | Mbita | 01304 |
183. | Sori | 01305 |
184. | Hurlingham | 01306 |
185. | Kibera | 01307 |
186. | Thika Road Mall Branch | 01308 |
187. | Kasarani Branch | 01309 |
188. | KCB Maasai Mara | 01310 |
189. | KCB Kabartonjo | 01311 |
190. | KCB Eldoret East | 01312 |
191. | Kikim | 01313 |
192. | KCB JKUAT | 01314 |
193. | KCB Changamwe | 01315 |
194. | KCB Makongeni | 01316 |
195. | KCB Syokimau | 01317 |
196. | KCB Moi Referral Hospital | 01318 |
197. | KCB Kitale Advantage | 01319 |
198. | KCB Lavington | 01320 |
199. | 320 KCB ICD Kibarani | 01321 |
200. | KCB Riverside Advantage | 01322 |
201. | KCB Gigiri Square | 01323 |
202. | Kayole | 01324 |
203. | Garden City | 01325 |
204. | JKIA | 01326 |
205. | Makutano | 01327 |
206. | Kericho East | 01328 |
2.NCBA Bank Kenya
NCBA Bank Kenya, formed from the merger between Commercial Bank of Africa and NIC Bank, has a substantial presence in Kenya with a wide array of branches, each assigned a unique branch code.
S/N | Branches | Codes |
1. | Head Office | 07000 |
2. | Upper Hill | 07001 |
3. | Wabera Street | 07002 |
4. | Mama Ngina | 07003 |
5. | Westlands Branch | 07004 |
6. | Industrial Area | 07005 |
7. | Mamlaka | 07006 |
8. | Village Market | 07007 |
9. | Cargo Centre | 07008 |
10. | Park Side | 07009 |
11. | Galleria Mall | 07016 |
12. | Junction | 07017 |
13. | Thika Road Mall | 07018 |
14. | Greenspan Mall | 07019 |
15. | Moi Avenue Mombasa | 07020 |
16. | Meru | 07021 |
17. | Nakuru | 07022 |
18. | Nyali | 07023 |
19. | Diani | 07024 |
20. | Changamwe | 07025 |
21. | Eldoret | 07026 |
22. | Kisumu | 07027 |
23. | Thika | 07028 |
24. | Nanyuki | 07029 |
25. | Yaya Centre | 07030 |
26. | Lavington | 07031 |
27. | Machakos | 07032 |
28. | Kirinyaga road | 07033 |
29. | Karen Hub | 07034 |
30. | Garden City | 07035 |
31. | Two Rivers Mall | 07036 |
32. | City Centre | 07101 |
33. | NIC House | 07102 |
34. | Harbour House | 07103 |
35. | Head Office-Fargo | 07104 |
36. | Westlands | 07105 |
37. | Nakuru | 07107 |
38. | Nyali | 07108 |
39. | Nkrumah Road | 07109 |
40. | Harambee | 07110 |
41. | Prestige-Ngong Road | 07111 |
42. | Kisumu | 07112 |
43. | Thika | 07113 |
44. | Meru | 07114 |
45. | Galleria (Bomas) | 07115 |
46. | Eldoret | 07116 |
47. | Village Market | 07117 |
48. | Sameer Park | 07118 |
49. | Karen | 07119 |
50. | Taj Mall | 07121 |
51. | ABC | 07122 |
52. | Thika Road Mall | 07123 |
53. | Changamwe Branch | 07124 |
54. | Kenyatta Avenue | 07125 |
55. | Riverside | 07126 |
56. | Machakos | 07127 |
57. | Lunga Lunga Square | 07128 |
58. | Kilimani | 07129 |
59. | Kitengela | 07130 |
60. | Kisii | 07131 |
61. | KMA Centre | 07132 |
62. | Buru Buru | 07133 |
63. | CPA Centre, Ruaraka | 07134 |
64. | Rongai | 07135 |
65. | Rosslyn Riviera | 07141 |
66. | Ciata Mall | 07142 |
67. | Parklands | 07143 |
68. | Nanyuki | 07144 |
69. | Malindi | 07145 |
70. | Kilifi | 07146 |
71. | Watamu | 07147 |
72. | Diani | 07148 |
73. | Kitale | 07149 |
74. | Narok Branch | 07200 |
75. | Lavington Branch | 07201 |
3.Equity Bank
Equity Bank, known for its extensive outreach and a vast number of branches, provides a wide range of financial services across Kenya and even into neighboring countries. Its branch codes are essential for any transaction within its network.
S/N | Branch | Code |
1. | Head office | 68000 |
2. | Corporate | 68001 |
3. | Fourways | 68002 |
4. | Kangema | 68003 |
5. | Karatina | 68004 |
6. | Kiriaini | 68005 |
7. | Murarandia | 68006 |
8. | Kangari | 68007 |
9. | Othaya | 68008 |
10. | Thika | 68009 |
11. | Kerugoya | 68010 |
12. | Nyeri | 68011 |
13. | Tom Mboya | 68012 |
14. | Nakuru | 68013 |
15. | Meru | 68014 |
16. | Mama Ngina | 68015 |
17. | Nyahururu | 68016 |
18. | Community | 68017 |
19. | Community Corporate | 68018 |
20. | Embu | 68019 |
21. | Naivasha | 68020 |
22. | Chuka | 68021 |
23. | Murang’a | 68022 |
24. | Molo | 68023 |
25. | Harambee Avenue | 68024 |
26. | Mombasa | 68025 |
27. | Kimathi | 68026 |
28. | Nanyuki | 68027 |
29. | Kericho | 68028 |
30. | Kisumu | 68029 |
31. | Eldoret | 68030 |
32. | Nakuru: Kenyatta Avenue | 68031 |
33. | Kariobangi | 68032 |
34. | Kitale | 68033 |
35. | Thika: Kenyatta Highway | 68034 |
36. | Knut House | 68035 |
37. | Narok | 68036 |
38. | Nkubu | 68037 |
39. | Mwea | 68038 |
40. | Matuu | 68039 |
41. | Maua | 68040 |
42. | Isiolo | 68041 |
43. | Kagio | 68042 |
44. | Gikomba | 68043 |
45. | Ukunda | 68044 |
46. | Malindi | 68045 |
47. | Digo Road | 68046 |
48. | Moi Avenue | 68047 |
49. | Bungoma | 68048 |
50. | Kapsabet | 68049 |
51. | Kakamega | 68050 |
52. | Kisii | 68051 |
53. | Nyamira | 68052 |
54. | Litein Branch | 68053 |
55. | Moi Avenue Corporate | 68054 |
56. | Westlands | 68055 |
57. | Kenpipe Plaza | 68056 |
58. | Kikuyu | 68057 |
59. | Garissa | 68058 |
60. | Mwingi | 68059 |
61. | Machakos | 68060 |
62. | Ongata Rongai | 68061 |
63. | Ol-¬‐Kalao | 68062 |
64. | Kawangware | 68063 |
65. | Kiambu | 68064 |
66. | Kayole | 68065 |
67. | Gatundu | 68066 |
68. | Wote | 68067 |
69. | Mumias | 68068 |
70. | Limuru | 68069 |
71. | Kitengela | 68070 |
72. | Githurai | 68071 |
73. | Kitui | 68072 |
74. | Ngong | 68073 |
75. | Loitoktok | 68074 |
76. | Bondo | 68075 |
77. | Mbita Point | 68076 |
78. | Gilgil | 68077 |
79. | Busia | 68078 |
80. | Voi | 68079 |
81. | Enterprise Road | 68080 |
82. | Equity Centre | 68081 |
83. | Donholm | 68082 |
84. | Mukurwe-¬‐Ini | 68083 |
85. | Eastleigh | 68084 |
86. | Namanga | 68085 |
87. | Kajiado | 68086 |
88. | Ruiru | 68087 |
89. | Otc | 68088 |
90. | Kenol | 68089 |
91. | Tala | 68090 |
92. | Ngara | 68091 |
93. | Nandi Hills | 68092 |
94. | Githunguri | 68093 |
95. | Tea Room | 68094 |
96. | Buruburu | 68095 |
97. | Mbale | 68096 |
98. | Siaya | 68097 |
99. | Homabay | 68098 |
100. | Lodwar | 68099 |
101. | Mandera | 68100 |
102. | Marsabit | 68101 |
103. | Moyale | 68102 |
104. | Wajir | 68103 |
105. | Meru Makutano | 68104 |
106. | Malaba | 68105 |
107. | Kilifi | 68106 |
108. | Kapenguria | 68107 |
109. | Mombasa Rd | 68108 |
110. | Eldoret Market | 68109 |
111. | Maralal | 68110 |
112. | Kimende | 68111 |
113. | Luanda | 68112 |
114. | KU Sub Branch | 68113 |
115. | Nyeri Kimathi Way | 68115 |
116. | Migori | 68116 |
117. | Kibera | 68117 |
118. | Kengeleni | 68144 |
4.Co-operative Bank’s Branch Codes
S/N | Branch | Code |
1. | Head Office | 11000 |
2. | Finance And Accounts | 11001 |
3. | Co-op House | 11002 |
4. | Kisumu | 11003 |
5. | Nkurumah Road | 11004 |
6. | Meru | 11005 |
7. | Nakuru | 11006 |
8. | Industrial Area | 11007 |
9. | Kisii | 11008 |
10. | Machakos | 11009 |
11. | Nyeri | 11010 |
12. | Ukulima | 11011 |
13. | Kerugoya | 11012 |
14. | Eldoret | 11013 |
15. | Moi Avenue | 11014 |
16. | Naivasha | 11015 |
17. | Nyahururu | 11017 |
18. | Chuka | 11018 |
19. | Wakulima Market | 11019 |
20. | Eastleigh | 11020 |
21. | Kiambu | 11021 |
22. | Homa Bay | 11022 |
23. | Embu | 11023 |
24. | Kericho | 11024 |
25. | Bungoma | 11025 |
26. | Muranga | 11026 |
27. | Kayole | 11027 |
28. | Karatina | 11028 |
29. | Ukunda | 11029 |
30. | Mtwapa | 11030 |
31. | University Way | 11031 |
32. | Buru Buru | 11032 |
33. | Athi River | 11033 |
34. | Mumias | 11034 |
35. | Stima Plaza | 11 035 |
36. | Westlands | 11036 |
37. | Upper Hill | 11037 |
38. | Ongata Rongai | 11038 |
39. | Thika | 11039 |
40. | Nacico | 11040 |
41. | Kariobangi | 11041 |
42. | Kawangware | 11042 |
43. | Makutano | 11043 |
44. | Canon House | 11044 |
45. | Kimathi Street | 11045 |
46. | Kitale | 11046 |
47. | Githurai | 11047 |
48. | Maua | 11048 |
49. | City Hall | 11049 |
50. | Digo Rd | 11050 |
51. | Nbc | 11051 |
52. | Kakamega | 11052 |
53. | Migori | 11053 |
54. | Kenyatta Avenue | 11054 |
55. | Nkubu | 11055 |
56. | Enterprise Road | 11056 |
57. | Busia | 11057 |
58. | Siaya | 11058 |
59. | Voi | 11059 |
60. | Mariakani | 11060 |
61. | Malindi | 11061 |
62. | Zimmerman | 11062 |
63. | Nakuru East | 11063 |
64. | Kitengela | 11064 |
65. | Aga Khan Walk | 11065 |
66. | Narok | 11066 |
67. | Kitui | 11067 |
68. | Nanyuki | 11068 |
69. | Embakasi | 11069 |
70. | Kibera | 11070 |
71. | Siakago | 11071 |
72. | Kapsabet | 11072 |
73. | Mbita | 11073 |
74. | Kangemi | 11074 |
75. | Dandora | 11075 |
76. | Kajiado | 11076 |
77. | Tala | 11077 |
78. | Gikomba | 11078 |
79. | River Road | 11079 |
80. | Nyamira | 11080 |
81. | Garisa | 11081 |
82. | Bomet | 11082 |
83. | Keroka | 11083 |
84. | Gilgil | 11084 |
85. | Tom Mboya | 11085 |
86. | Likoni | 11086 |
87. | Donholm | 11087 |
88. | Mwingi | 11088 |
89. | Ruaka | 11089 |
90. | Webuye | 11090 |
91. | Sacco Clearing Unit | 11094 |
92. | Clearing Centre | 11097 |
93. | Ndhiwa | 11100 |
94. | Oyugis | 11101 |
95. | Isiolo | 11102 |
96. | Eldoret West | 11103 |
97. | Changamwe | 11104 |
98. | Kisumu East | 11105 |
99. | Githurai Kimbo | 11106 |
100. | Mlolongo | 11107 |
101. | Kilifi | 11108 |
102. | Ol Kalau | 11109 |
103. | Mbale | 11110 |
104. | Kimilili | 11111 |
105. | Kisii East | 11112 |
106. | Kilgoris | 11113 |
107. | Wote | 11114 |
108. | Malaba | 11116 |
109. | Molo | 11117 |
110. | Mwea | 11 118 |
111. | Kutus | 11119 |
112. | Umoja | 11120 |
113. | Embakasi Junction | 11121 |
114. | Kongowea | 11122 |
115. | Langata Road | 11123 |
116. | Juja | 11124 |
117. | Ngong: | 11125 |
118. | Kawangware | 11126 |
119. | Mombasa Road | 11127 |
120. | Marsabit | 11128 |
121. | Dagoretti | 11130 |
122. | Othaya | 11131 |
123. | Limuru | 11132 |
124. | Kikuyu | 11133 |
125. | Githunguri | 11134 |
126. | Karen | 11135 |
127. | Mpeketoni | 11136 |
128. | Gatundu | 11137 |
129. | Ruiru | 11138 |
130. | Nyali Mall | 11139 |
131. | Yala | 11140 |
132. | Maasai Mall – Ongata Rongai | 11141 |
133. | Thika Road Mall | 11142 |
134. | Kiserian | 11143 |
135. | Nandi Hills | 11144 |
136. | Lodwar | 11145 |
137. | Engineer | 11147 |
138. | Rongo | 11148 |
139. | Lavington Mall | 11149 |
140. | Bondo | 11150 |
141. | Gigiri Mall | 11151 |
142. | United Mall, Kisumu | 11152 |
143. | Green House Mall | 11153 |
144. | Gikomba Area 42 | 11154 |
145. | Ridgeways Mall | 11156 |
146. | Shares Operations | 11228 |
147. | Back Office Operations | 11247 |
148. | E- Channels Unit | 11250 |
149. | Diaspora Banking | 11254 |
150. | Kilindini Port | 11266 |
151. | Money Transfers Agency | 11270 |
4. Standard Chartered Bank Kenya Limited Branch Codes
Standard Chartered Bank Kenya Limited is also among the oldest banks in Kenya since its existence in 1911. As of the writing here are the branch codes for its 37 branches;
S/N | Branch | Code |
1. | Eldoret | 02000 |
2. | Kericho | 02001 |
3. | Kisumu | 02002 |
4. | Kitale | 02003 |
5. | Treasury Square | 02004 |
6. | Kilindini | 02005 |
7. | Kenyatta Avenue | 02006 |
8. | Moi Avenue | 02008 |
9. | Nakuru | 02009 |
10. | Nanyuki | 02010 |
11. | Nyeri | 02011 |
12. | Thika | 02012 |
13. | Westlands | 02015 |
14. | Machakos | 02016 |
15. | Meru | 02017 |
16. | Harambee Avenue | 02019 |
17. | Kiambu | 02020 |
18. | Industrial Area | 02053 |
19. | Kakamega | 02054 |
20. | Malindi | 02060 |
21. | Gatundu | 02061 |
22. | Lamu | 02062 |
23. | Old Mutual | 02064 |
24. | Kabarnet | 02065 |
25. | Eldoret | 02070 |
26. | Yaya Centre Branch | 02071 |
27. | Ruaraka | 02072 |
28. | Langata | 02073 |
29. | Makupa | 02074 |
30. | Karen | 02075 |
31. | Muthaiga | 02076 |
32. | C.O.U | 02078 |
33. | Ukay | 02079 |
34. | Eastleigh | 02080 |
35. | Kisii | 02081 |
36. | Upper Hill | 02082 |
37. | Nyali | 02083 |
5. National Bank of Kenya Branch Codes
S/N | Branches | Codes |
1. | Central Business Unit | 12000 |
2. | Moi Avenue | 12001 |
3. | Kenyatta | 12002 |
4. | Harambee | 12003 |
5. | Hill | 12004 |
6. | Busia | 12005 |
7. | Kiambu | 12006 |
8. | Meru | 12007 |
9. | Karatina | 12008 |
10. | Narok | 12009 |
11. | Kisii | 12010 |
12. | Malindi | 12011 |
13. | Nyeri | 12012 |
14. | Kitale | 12013 |
15. | Eastleigh | 12015 |
16. | Limuru | 12016 |
17. | Kitui | 12017 |
18. | Molo | 12018 |
19. | Bungoma | 12019 |
20. | Nkrumah | 12020 |
21. | Kapsabet | 12021 |
22. | Awendo | 12022 |
23. | Portway-msa | 12023 |
24. | Hospital Br. | 12025 |
25. | Ruiru | 12026 |
26. | Ongata Rongai | 12027 |
27. | Embu | 12028 |
28. | Kakamega | 12029 |
29. | Nakuru | 12030 |
30. | Ukunda | 12031 |
31. | Upper Hill | 12032 |
32. | Nandi Hills | 12033 |
33. | Migori | 12034 |
34. | Westlands | 12035 |
35. | Times Tower | 12036 |
36. | Maua | 12037 |
37. | Wilson Airport | 12038 |
38. | J.K.I.A | 12039 |
39. | Eldoret | 12040 |
40. | Mois Bridge | 12041 |
41. | Mutomo | 12042 |
42. | Kianjai | 12043 |
43. | Kenyatta University | 12044 |
44. | St Pauls University | 12045 |
45. | Moi University Eld | 12046 |
46. | Moi Int Airport Mombasa | 12047 |
47. | Machakos | 12048 |
48. | Kitengela | 12049 |
49. | Kisumu | 12050 |
50. | Mtwapa | 12051 |
51. | Changamwe | 12052 |
52. | Garissa | 12053 |
53. | Thika 2 | 12054 |
54. | Momasa Polytechnic University College | 12055 |
55. | Bomet | 12056 |
56. | Greenspan | 12058 |
57. | Sameer Park | 12059 |
58. | SEKU | 12060 |
59. | Ngong Road | 12061 |
60. | Moi Avenue | 12062 |
61. | Mountain Mall | 12063 |
62. | Nyali Centre | 12065 |
63. | Kilifi | 12066 |
64. | South C Branch- KEBS | 12067 |
65. | Kericho | 12068 |
66. | Isiolo | 12070 |
67. | South C – Red Cross | 12071 |
68. | National Bank Premium Banking Kisumu | 12072 |
69. | Yaya Centre | 12073 |
70. | Gigiri | 12074 |
71. | Wajir | 12093 |
72. | Bondeni | 12094 |
73. | Lunga Lunga | 12095 |
74. | Mandera | 12096 |
75. | Card Centre | 12098 |
76. | Head Office | 12099 |
77. | Central CLearing Centre | 12198 |
78. | Head Office Amanah | 12200 |
79. | Card Centre Amanah | 12201 |
80. | Eastleigh Amanah | 12202 |
81. | Kenyatta Ave Amanah | 12203 |
82. | Wajir Amanah | 12204 |
83. | Bondeni Amanah | 12205 |
84. | Garissa Amanah | 12206 |
85. | Mandera Amanah | 12207 |
86. | Isiolo Amanah | 12208 |
87. | Awendo Amanah | 12209 |
88. | Bomet Amanah | 12210 |
89. | Bungoma Amanah | 12211 |
90. | Busia Amanah | 12212 |
91. | Changamwe Amanah | 12 213 |
92. | Eldoret Amanah | 12214 |
93. | Embu Amanah | 12215 |
94. | Gigiri Amanah | 12216 |
95. | Greenspan Amanah | 12217 |
96. | Harambee Ave Amanah | 12218 |
97. | Hill Amanah | 12219 |
98. | Hospital Amanah | 12220 |
99. | JKIA Amanah | 12221 |
100. | Kapsabet Amanah | 12223 |
101. | Karatina Amanah | 12224 |
102. | Kenyatta Ave Amanah | 12225 |
103. | Kenyatta University Amanah | 12226 |
104. | Kericho Amanah | 12227 |
105. | Kiambu Amanah | 12228 |
106. | Kianjai Amanah | 12229 |
107. | Kilifi Amanah | 12230 |
108. | Kisii Amanah | 12231 |
109. | Kisumu Amanah | 12232 |
110. | Kisumu Premium Cent Amanah | 12233 |
111. | Kitale Amanah | 12234 |
112. | Kitengela Amanah | 12235 |
113. | Kitui Amanah | 12236 |
114. | Limuru Amanah | 12237 |
115. | Lunga Lunga Amanah | 12238 |
116. | Machakos Amanah | 12239 |
117. | Malindi Amanah | 12240 |
118. | Maua Amanah | 12241 |
119. | Meru Amanah | 12242 |
120. | Migori Amanah | 12243 |
121. | Moi Ave Amanah | 12244 |
122. | Moi University Eld Amanah | 12245 |
123. | Mois Bridge Amanah | 12246 |
124. | Molo Amanah | 12247 |
125. | Mountain Mall Amanah | 12248 |
126. | Mtwapa Amanah | 12249 |
127. | Mutomo Amanah | 12250 |
128. | Nakuru Amanah | 12251 |
129. | Nandi Hills Amanah | 12252 |
130. | Narok Amanah | 12253 |
131. | Ngong Rd Amanah | 12254 |
132. | Nkuruma Amanah | 12255 |
133. | Nyali Amanah | 12256 |
134. | Nyeri Amanah: | 12257 |
135. | Ongata Rongai Amanah | 12258 |
136. | Portway Hse Amanah | 12259 |
137. | Ruiru Amanah | 12260 |
138. | Sameer Park Amanah | 12261 |
139. | SEKU Amanah | 12262 |
140. | South C Red Cross Amanah | 12263 |
141. | St. Pauls University Amanah | 12264 |
142. | Technical Univ of MSA Amanah | 12265 |
143. | Thika Amanah | 12266 |
144. | Times Tower Amanah | 12267 |
145. | TSC Upper Hill Building Amanah | 12268 |
146. | Ukunda Amanah | 12269 |
147. | Westlands Amanah | 12270 |
148. | Wilson Airport NRI Amanah | 12271 |
149. | Yaya Centre Amanah | 12272 |
6. Absa Bank Kenya PLC Branch Codes
S/N | Branches | Codes |
1. | Head Office | 03001 |
2. | Kapsabet | 03002 |
3. | Eldoret | 03003 |
4. | Embu | 03004 |
5. | Murang’a | 03005 |
6. | Kapenguria | 03006 |
7. | Kericho | 03007 |
8. | Kisii | 03008 |
9. | Kisumu | 03009 |
10. | Nairobi South ‘C’ (Redcross) | 03010 |
11. | Limuru | 03011 |
12. | Malindi | 03012 |
13. | Meru | 03013 |
14. | Eastleigh | 03014 |
15. | Kitui | 03015 |
16. | Nkrumah Road | 03016 |
17. | Garissa | 03017 |
18. | Nyamira | 03018 |
19. | Kilifi | 03019 |
20. | Waiyaki Way | 03020 |
21. | Card Centre | 03021 |
22. | Nafex | 03022 |
23. | Gilgil | 03023 |
24. | Githurai | 03024 |
25. | Kakamega | 03026 |
26. | Nakuru East/Naivasha | 03027 |
27. | Buru Buru | 03028 |
28. | Bomet | 03029 |
29. | Nyeri | 03030 |
30. | Thika | 03031 |
31. | Port | 03032 |
32. | Gikomba | 03033 |
33. | Kawangware | 03034 |
34. | Mbale | 03035 |
35. | Plaza Premier Branch | 03036 |
36. | River Road | 03037 |
37. | Chomba House (River Road No.2) | 03038 |
38. | Mumias | 03039 |
39. | Machakos | 03040 |
40. | Narok | 03041 |
41. | Isiolo | 03042 |
42. | Ngong | 03043 |
43. | Maua | 03044 |
44. | Hurlingham | 03045 |
45. | Makupa | 03046 |
46. | Development House | 03047 |
47. | Bungoma | 03048 |
48. | Lavington | 03049 |
49. | Homabay | 03051 |
50. | Ongata Rongai | 03052 |
51. | Othaya | 03053 |
52. | Voi | 03054 |
53. | Muthaiga | 03055 |
54. | Githunguri | 03057 |
55. | Webuye | 03058 |
56. | Kasarani | 03059 |
57. | Chuka | 03060 |
58. | Westgate | 03061 |
59. | Kabarnet | 03062 |
60. | Kerugoya | 03063 |
61. | Taveta | 03064 |
62. | Karen | 03065 |
63. | Wundanyi | 03066 |
64. | Ruaraka | – |
65. | Wote | 03069 |
66. | Bunyala Road | 03070 |
67. | Nakumatt Meru | 03071 |
68. | Juja | 03072 |
69. | Westlands | 03073 |
70. | Kikuyu | 03074 |
71. | Moi Avenue Nairobi | 03075 |
72. | Plaza Business Centre | 03077 |
73. | Kiriaini | 03078 |
74. | Butere Road | 03079 |
75. | Migori | 03080 |
76. | Digo Rd | 03081 |
77. | Haile Selassie Avenue | 03082 |
78. | Nairobi University | 03083 |
79. | Bunyala Rd | 03084 |
80. | Nairobi West | 03086 |
81. | Parklands (Highridge) | 03087 |
82. | Busia | 03088 |
83. | Pangani | 03089 |
84. | Abc Prestige | 03090 |
85. | Kariobangi | 03093 |
86. | Queensway House | 03094 |
87. | Nakumatt-¬‐Embakasi | 03095 |
88. | Diani | 03100 |
89. | Jkia | 03103 |
90. | Village Mrkt | 03105 |
91. | Sarit Prestige | 03106 |
92. | Yaya Prestige | 03109 |
93. | Naivasha | 03111 |
94. | Market Br | 03113 |
95. | Changamwe Msa | 03114 |
96. | Rahimtulla Perstige | 03117 |
97. | Bamburi | 03128 |
98. | Harambee Ave | 03130 |
99. | Kitale | 03132 |
100. | Nyahururu | 03139 |
101. | Nakuru West | 03142 |
102. | Moi Av Msa Prestige | 03145 |
103. | Nanyuki Br | 03190 |
104. | Karatina | 03206 |
105. | Nyerere Prestige | 03220 |
7. Family Bank LTD Branch Codes
SN | Branches | Codes |
1. | Head Office | 70000 |
2. | Kiambu | 70001 |
3. | Githunguri | 70002 |
4. | Sonalux | 70003 |
5. | Gatundu | 70004 |
6. | Thika | 70005 |
7. | Muranga | 70006 |
8. | Kangari | 70007 |
9. | Kiriaini | 70008 |
10. | Kangema | 70009 |
11. | Othaya | 70011 |
12. | Kenyatta Avenue | 70012 |
13. | Cargen House | 70014 |
14. | Nakuru Finance | 70018 |
15. | Nakuru Njoro | 70019 |
16. | Ruiru | 70024 |
17. | Kisumu | 70025 |
18. | Nyamira | 70026 |
19. | Kisii | 70027 |
20. | Naivasha | 70031 |
21. | Donholm | 70033 |
22. | Fourways Retail | 70035 |
23. | Ktda Retail | 70038 |
24. | Kariobangi | 70041 |
25. | Gikomba/Sokoni | 70043 |
26. | Githurai | 70045 |
27. | Yaya | 70046 |
28. | Limuru | 70047 |
29. | Banana | 70051 |
30. | Industrial Area | 70053 |
31. | Nyeri | 70055 |
32. | Kerugoya | 70057 |
33. | Tom Mboya | 70058 |
34. | River Road | 70059 |
35. | Kayole | 70061 |
36. | Nkubu | 70062 |
37. | Meru | 70063 |
38. | Ktda Corporate | 70065 |
39. | Fourways Corporate | 70068 |
40. | Ngara | 70069 |
41. | Kitengela | 70071 |
42. | achakos | 70073 |
43. | Embu | 70075 |
44. | Bungoma | 70077 |
45. | Kakamega | 70078 |
46. | Busia | 70079 |
47. | Molo | 70083 |
48. | Eldoret | 70085 |
49. | Kitale | 70093 |
50. | Mombasa | 70095 |
51. | Mombasa 11 | 70096 |
52. | Kapsabet | 70097 |
8. Bank of India Branch Codes
- Kenyatta Avenue – 05000
- Nkrumah Road – 05001
- Industrial Area – 05002
- Westlands – 05003
- Eldoret – 05008
9. Bank of Baroda Branch Codes
- Nairobi Main – 06000
- City Square – 06001
- Digo Road – 06002
- Thika -06004
- Kisumu – 06005
- Sarit Centre – 06006
- Industrial Area – 06007
- Eldoret – 06008
10. Central Bank of Kenya Branch Codes
- Head office – 09001
- Mombasa – 09002
- Kisumu – 09003
- Eldoret – 09004
11. Prime Bank Limited Branch Codes
- H/O Riverside – 10000
- Kenindia – 10001
- Biashara – 10002
- Mombasa – 10003
- Westlands – 10004
- Industrial Area – 10005
- Kisumu – 10006
- Parklands – 10007
- Riverside Drive – 10008
- Hurlingham – 10010
- Capital Centre – 10011
- Nyali Branch – 10012
- Kamukunji – 10014
12. Oriental Commercial Bank Branch Codes
- Koinange Street – 14001
- Nakuru – 14004
- Eldoret – 14005
- Kitale – 14006
- Westlands – 14007
13. Middle East Bank (K) Limited Branch Codes
- Head Office – 18000
- Nairobi – 18001
- Mombasa – 18002
- Milimani – 18003
14. Bank of Africa Kenya LTD Branch Codes
- Reinsurance Plaza Nairobi – 19000
- Mombasa – 19001
- Westlands – 19002
- Uhuru Highway – 19003
- River Road – 19004
- Thika – 19005
- Kisumu – 19006
- Baba Dogo – 19007
- Monrovia Street – 19008
- Ngong Road – 19010
- Eldoret – 19011
- Embakasi – 19012
15. Dubai Bank of Kenya LTD Branch Codes
- Head Office – 20000
- Eastleigh – 20002
- Mombasa – 20003
- Nakuru – 20004
16. Consolidated Bank of Kenya LTD Branch Codes
- Harambee Avenue – 23000
- Muranga – 23001
- Embu – 23002
- Mombasa – 23003
- Koinange Street – 23004
- Thika – 23005
- Meru – 23006
- Nyeri – 23007
- Maua – 23009
- Isiolo – 23010
- Umoja – 23013
- Eldoret – 23099
17. Credit Bank LTD Branch Codes
- Koinange Street – 25000
- Kisumu – 25001
- Nakuru – 25002
- Kisii – 25003
- Westlands – 25004
18. Trans-National Bank Branch Codes
- Head Office – 26001
- Mombasa – 26002
- Eldoret – 26003
- Nakuru – 26004
- Kirinyaga Rd Nairobi – 26007
- Olenguruone – 26009
- Kericho – 26010
- Nandi Hills – 26013
- Epz – 26014
19. Stanbic Bank Kenya Limited Branch Codes
- Clearing Centre Head Office – 31000
- Kimathi Street – 31002
- Digo Road – 31003
- Waiyaki Way – 31004
- Industrial Area – 31005
- Harambee Avenue – 31006
- Chiromo Road – 31007
- International House – 31008
- Nkrumah Branch – 31009
- Upper Hill Branch – 31010
- Naivasha – 31011
- Westgate – 31012
- Kisumu – 31013
- Nakuru – 31014
- Thika – 31015
- Cfc Stanbic – 31017
- Buruburu – 31018
- Gikomba – 31019
- Meru – 31020
- Ruaraka – 31021
- Central Processing Head Office – 31999
20. African Banking Corporation (ABC) Branch Codes
- Main Branch – 35000
- Westlands – 35001
- Industrial Area – 35002
- Mombasa – 35003
- Kisumu – 35004
- Eldoret – 35005
- Meru – 35006
- Libra House – 35007
- Nakuru – 35008
21. Imperial Bank Limited Branch Codes
- Head Office – 39001
- Mombasa – 39002
- Upper Hill – 39003
- Parklands – 39004
- Malindi – 39005
- Industrial Area – 39006
- Watamu – 39007
- Diani – 39008
- Kilifi – 39009
- Eldoret – 39010
- Karen – 39011
- Thika – 39012
22. Giro Bank LTD Branch Codes
- Nairobi: Kimathi St. – 42000
- Mombasa – 42001
- Industrial Area – 42002
- Kimathi St. – 42003
- Kisumu Branch – 42004
- Westlands – 42005
- Parklands – 42007
23. Ecobank Kenya LTD Branch Codes
- Ecobanktowers, Head Office – 43000
- Moi Avenue Nairobi – 43001
- Akiba Hse Mombasa – 43002
- Plaza 2000 – 43003
- Kisii – 43009
- Kitale – 43010
- Karatina – 43012
- Westlands – 43013
- United Mall – 43014
- Nakuru – 43015
- Jomo Kenyatta Avenue – 43016
- Nyeri – 43017
24. Equitorial Commercial Bank LTD Branch Codes
- Head Office – 49000
- Nyerere – 49001
- Mombasa – 49002
- Westlands – 49003
- Mombasa Road – 49004
- Chester – 49005
- Waiyaki Way – 49007
- Kakamega – 49008
- Eldoret – 49009
- Nyali – 49011
- Kisumu – 49012
- Industrial Area – 49013
25. Paramount Universal Bank LTD Branch Codes
- Head Office – 50000
- Westlands – 50001
- Parklands – 50002
- Kimathi – 50003
- Koinange – 50005
26. Jamii Bora Bank LTD Branch Codes
- Head Office – 51000
- Industrial Area – 51001
27. Fina Bank Branch Codes
- Head Office – 53001
- Industrial Area – 53002
- Westlands – 53003
- Lavington – 53004
- Nkrumah Road – 53005
- Nakuru – 53006
- Eldoret – 53007
- Nanyuki – 53009
- Meru – 53013
- Thika – 53020
- Fina Bank – 53021
28. Guardian Bank Branch Codes
- Head Office – 55001
- Westlands – 55002
- Mombasa – 55003
- Eldoret – 55004
- Kisumu – 55005
- Biashara Street – 55006
- Mombasa Road – 55007
29. Investments and Mortgages Branch Codes
- Kenyatta Avenue – 57000
- 2nd Nong Avenue – 57001
- Sarit Centre – 57002
- Head Office – 57003
- Biashara St – 57004
- Mombasa – 57005
- Industrial Area – 57006
- Kisumu – 57007
- Karen – 57008
- Panari Centre – 57009
- Parklands – 57010
- Wilson Airport – 57011
- Ongata Rongai – 57012
- South C Shopping Centre – 57013
- Nyali Cinemax – 57014
- Langata Link – 57015
- Lavington Br – 57016
- Card Centre – 57098
30. Fidelity Commercial Bank Branch Codes
- Headoffice – 60001
- Westlands – 60002
- Industrial Area – 60003
- Diani – 60004
- Malindi – 60005
- Mombasa – 60006
31. Diamond Trust Bank (DTB) Branch Codes
- Head Office – 63000
- Nation Centre – 63001
- Mombasa – 63002
- Kisumu – 63003
- Parklands – 63005
- Westgate – 63006
- Mombasa Rd – 63008
- Industrial Area – 63009
- Kisii – 63010
- Malindi – 63011
- Thika – 63012
- Otc – 63013
- Eastleigh – 63015
- Changamwe – 63016
- T-Mall – 63017
- Nakuru – 63018
- Village Market – 63019
- Diani – 63020
- Bungoma – 63021
- Kitale – 63022
- Prestige – 63023
- Buruburu – 63024
- Kitengela – 63025
- Jomo Kenyatta – 63026
- Kakamega – 63027
- Kericho – 63028
- Upperhill – 63029
- Wabera – 63030
- Karen – 63031
- Voi – 63032
- Meru – 63034
- Tom Mboya – 63050
32. Charterhouse Bank LTD Branch Codes
- Longonot Place ‐ Kijabe Street – 64000
- Mombasa – 64002
- Ngong – 64003
- Uhuru H/Way – 64004
- Westlands – 64005
- Village Market – 64006
- Nyali – 64007
- Likoni – 64008
- Mega City – 64009
33. K-Rep Bank Branch Codes
- Head Office – 66001
- Mombasa – 66002
- Kenyatta Ave Nbi – 66003
- Nakuru – 66004
- Nyeri – 66005
- Buruburu – 66006
- Embu – 66007
- Eldoret – 66008
- Kisumu – 66009
- Kericho – 66010
- Kisii – 66015
- Machakos – 66018
- Nanyuki – 66019
- Kongowea Mkt-¬‐ Msa – 66021
- Naivasha Town – 66022
- Mima Center – 66023
- Isiolo Town – 66024
- Ghana Road – 66025
- Victor House – 66026
- Manna House – 66027
- Moi Street – 66028
- Kajiado – 66029
- Mtwapa – 66031
- Moi Avenue – 66033
- Mwea – 66034
- Kengeleni – 66035
- Kilimani – 66036
34. Gulf African Bank LTD Branch Codes
- Head Office – 72001
- Upperhill – 72002
- Eastleigh – 72003
- Kenyatta Avenue – 72004
- Mombasa – 72005
- Garissa – 72006
- Lamu – 72007
- Malindi – 72008
- Muthaiga – 72009
35. First Community Bank Branch Codes
- Wabera Street – 74001
- Eastleigh – 74002
- Mombasa 1 – 74003
- Garissa – 74004
- Eastleigh 11 – 74005
- Malindi – 74006
- Kisumu – 74007
- Kimathi – 74008
- Westlands – 74009
- South C – 74010
- Industrial Area – 74011
- Masalani – 74012
- Habasweni – 74013
- Wajir – 74014
- Moyale – 74015
- Nakuru – 74016
- Mombasa 2 – 74017
- Head Office/Clearing Centre – 74999
36. UBA Kenya LTD Branch Codes
- Head office/clearing centre – 76001
- Industrial Area – 76002
- Upper Hill – 76003
- Westlands – 76099
Understanding and Using the Codes
To use these codes effectively:
- Verify the Code: Always double-check the branch code before making any transaction. A single digit off can divert your transaction to a completely different branch.
- Ask for Help: If unsure, contact your bank's customer service or visit the branch to confirm the correct code.
- Keep Updated: Bank branches can change codes or locations, so it's crucial to stay updated with the latest information from your bank.
How to Use and Find Bank Codes
Understanding bank codes is one thing, but knowing how to find and use them effectively is another. This part of the guide is dedicated to providing you with the knowledge and tools to confidently locate and apply the correct bank codes for your financial transactions in Kenya. Whether you're setting up a direct debit, making a wire transfer, or simply trying to understand your bank statements better, this section is your practical guide.
Locating Your Bank's Code
Finding the right bank code doesn't have to be a daunting task. Here are several reliable methods:
- Bank Statements: Often, your bank's code can be found on your statements. Look for a series of numbers indicating your branch.
- Online Banking: Most banks now offer online banking services. Log in to your account and look for a section detailing your account information; branch codes are usually listed there.
- Bank Websites: Banks typically provide a list of their branches and corresponding codes on their official websites.
- Customer Service: When in doubt, a call or visit to your bank's customer service is always a reliable way to obtain the correct code.
- Banking Apps: If your bank has a mobile app, it's likely that the branch code is accessible through the app's account details section.
Using Bank Codes Effectively
With the correct bank code in hand, here's how to use it effectively:
- Transactions: Always double-check the bank and branch codes when performing any transactions. This ensures your money goes exactly where it's supposed to.
- Setting Up Payments: When setting up direct debits or automatic payments, accurately entering the bank code is crucial to ensure your bills are paid correctly and on time.
- International Transfers: For SWIFT codes, ensure the code matches the bank and branch you're sending money to internationally. Incorrect codes can lead to delayed or lost transfers.
Tips for Accuracy and Security
- Confirm Twice: Always verify the bank code twice before finalizing any transaction. A small mistake can lead to significant errors.
- Update Regularly: Bank branches may change codes or relocate. Regularly check for the most up-to-date codes, especially if you haven't used a specific branch in a while.
- Secure Sources: Only use bank codes from secure and official sources to avoid scams or incorrect codes.
- Record Keeping: Keep a record of the correct bank codes you frequently use for quick and error-free transactions in the future.
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FAQs
How often do bank codes change?
- Bank codes generally remain consistent to maintain continuity and ease of transactions. However, changes can occur in instances of bank mergers, rebranding, or branch closures. It's advisable to check with your bank for the most current information.
Can I use the same code for different branches of the same bank?
- No, each branch of a bank has a unique code. While the first few digits may be the same across branches of the same bank, the last few digits differ to identify each branch uniquely.
Are bank codes the same as SWIFT codes?
- No, bank codes are used primarily for domestic transactions and identify local branches within a country. SWIFT codes, however, are used for international transactions and identify banks globally.
What should I do if I can't find my bank's code?
- If you can't find your bank's code, contact your bank directly. They can provide you with the correct code and additional information you might need for your transactions.
How can I verify that a bank code is correct?
- The most reliable way to verify a bank code is to check directly with the bank through official channels such as their website, customer service, or your online banking portal.
Do all Kenyan banks have unique codes?
- Yes, all registered Kenyan banks have unique codes that differentiate them from one another. This system helps maintain a secure and organized banking network.
Are bank codes necessary for mobile banking?
- Yes, bank codes are often required in mobile banking when setting up payments or transfers to other banks. They ensure your money is directed to the correct bank and branch.
What's the difference between a bank code and a sort code?
- A bank code identifies a specific bank, while a sort code is used to identify an individual branch of a bank within a country. Sort codes are used primarily in the UK and Ireland.