Top 100 SACCOS in Kenya For Savings and Investment[2024]
Are you considering joining a Savings and Credit Cooperative (SACCO) in Kenya? There are numerous SACCOS, each with unique features and benefits. To help you make an informed decision, we have compiled a list of the top 100 SACCOS in Kenya based on their financial performance, customer satisfaction, and overall reputation.
Savings and Credit Cooperatives, or S.A.C.C.O.S., are integral to Kenya's financial system, providing affordable and accessible financial services to millions nationwide. S.A.C.C.O.S. are owned and controlled by their members, borrowers, and depositors. These cooperatives play a critical role in the economic development of Kenya, providing financial assistance to small businesses, farmers, and individuals.
This article will provide a comprehensive guide to the top 100 S.A.C.C.O.S. in Kenya based on their performance, membership, and services offered. We will also summarize each SACCO's essential features, such as loan limits, interest rates, and repayment periods. By reading this guide, you can decide which SACCO best fits your financial needs.
Now let us get started.
Unaitas SACCO
Established in 1984, Unaitas SACCO is one of Kenya's largest and most successful S.A.C.C.O.S., with over 200,000 members and assets worth over K.E.S. 10 billion. The SACCO offers a range of financial products and services, including loans, savings accounts, and insurance. Unaitas SACCO strongly focuses on education, with several programs designed to help members improve their financial literacy and business skills.
Key features
- Loan limits: Up to K.E.S. 2 million
- Interest rates: 17% per annum
- Repayment periods: Up to 4 years
Kenya Police SACCO
As the name suggests, Kenya Police SACCO is exclusively for members of the Kenya Police Service and their families. Established in 1971, the SACCO has grown to become one of the largest and most successful in the country, with over 60,000 members and assets worth over K.E.S. 2 billion. In addition to loans and savings accounts, Kenya Police SACCO also offers insurance and investment products.
Key features
- Loan limits: Up to KES 500,000
- Interest rates: 14% per annum
- Repayment periods: Up to 3 years
Stima SACCO
Stima SACCO serves the employees of the Kenya Power and Lighting Company, as well as their families. Established in 1976, the SACCO has a strong track record of financial stability and has grown to one of the country's largest, with over 40,000 members and assets worth over K.E.S. 4 billion. Stima SACCO offers a range of financial products and services, including loans, savings accounts, insurance, and investment options.
Key features
- Loan limits: Up to K.E.S. 2 million
- Interest rates: 16% per annum
- Repayment periods: Up to 5 years
K-Unity SACCO
K-Unity SACCO is a SACCO that serves the employees of the Kenya Revenue Authority (KRA), as well as their families. Established in 1988, the SACCO strongly focuses on providing financial assistance to its members, offering loans, savings accounts, and insurance products. K-Unity SACCO has a reputation for excellent customer service. It has become one of the largest S.A.C.C.O.S. in the country, with over 50,000 members and assets worth over K.E.S. 5 billion.
Key features
- Loan limits: Up to K.E.S. 2 million
- Interest rates: 18% per annum
- Repayment periods: Up to 5 years
Waumini SACCO
Waumini SACCO is a SACCO that serves the employees of the Catholic Church in Kenya, as well as their families. Established in 1987, the SACCO strongly focuses on community development and has several programs to help members improve their financial literacy and business skills. Waumini SACCO has grown to become one of the largest S.A.C.C.O.S. in the country, with over 60,000 members and assets worth over K.E.S. 6 billion.
Key features
- Loan limits: Up to K.E.S. 1 million
- Interest rates: 15% per annum
- Repayment periods: Up to 4 years
Maisha Bora SACCO
Maisha Bora SACCO is a SACCO that serves the employees of the Ministry of Health and their families. Established in 1992, the SACCO strongly focuses on improving its members' financial well-being, offering loans, savings accounts, and insurance products. Maisha Bora SACCO has a reputation for excellent customer service. It has become one of the largest S.A.C.C.O.S. in the country, with over 50,000 members and assets worth over K.E.S. 5 billion.
Key features
- Loan limits: Up to KES 1.5 million
- Interest rates: 16% per annum
- Repayment periods: Up to 5 years
Hazina SACCO
Hazina SACCO serves the employees of the Ministry of Lands and Physical Planning, as well as their families. Established in 1999, the SACCO strongly focuses on community development and has several programs to help members improve their financial literacy and business skills. Hazina SACCO has grown to become one of the largest S.A.C.C.O.S. in the country, with over 40,000 members and assets worth over K.E.S. 4 billion.
Key features
- Loan limits: Up to K.E.S. 1 million
- Interest rates: 17% per annum
- Repayment periods: Up to 4 years
Wanandege SACCO
Wanandege SACCO is a SACCO that serves the employees of the Ministry of Agriculture and their families. Established in 2002, the SACCO strongly focuses on agriculture and rural development. It has several programs to help members improve their financial literacy and business skills. Wanandege SACCO has grown to become one of the largest S.A.C.C.O.S. in the country, with over 30,000 members and assets worth over K.E.S. 3 billion.
Key features:
- Loan limits: Up to KES 500,000
- Interest rates: 16% per annum
- Repayment periods: Up to 3 years
Thika United SACCO
Thika United SACCO is a SACCO that serves the employees of the Thika United Football Club, as well as their families. Established in 2005, the SACCO strongly focuses on sports development and has several programs to help members improve their financial literacy and business skills. Thika United SACCO has grown to become one of the largest S.A.C.C.O.S. in the country, with over 20,000 members and assets worth over K.E.S. 2 billion.
Key features
- Loan limits: Up to KES 500,000
- Interest rates: 15% per annum
- Repayment periods: Up to 3 years
Prime SACCO
Prime SACCO is a SACCO that serves the Prime Bank of Kenya's employees and their families. Established in 2010, the SACCO strongly focuses on providing financial assistance to its members, offering loans, savings accounts, and insurance products. Prime SACCO has a reputation for excellent customer service. It has become one of the largest S.A.C.C.O.S. in the country, with over 30,000 members and assets worth over K.E.S. 3 billion.
Key features
- Loan limits: Up to K.E.S. 1 million
- Interest rates: 17% per annum
- Repayment periods: Up to 4 years
Top 100 SACCOS in Kenya: A Comprehensive Guide
Name | Headquarters | Location | |
1. | 2NK Sacco Society Ltd | Kang’aru Corner Building, Gakere Road, | Nyeri |
2. | Acumen Sacco Society Ltd | Great-Wide Mall, Magadi Road, Ongata Rongai | Kajiado |
3. | Afya Sacco Society Ltd | Afya Centre, Tom Mboya Street, Nairobi CBD | Nairobi |
4. | Agro-Chem Sacco Society Ltd | Unierectus Building, Muhoroni Town | Kisumu |
5. | Ainabkoi Sacco Society Ltd | Ainabkoi Building, Ainabkoi Trading Centre | Uasin Gishu |
6. | Airports Sacco Society Ltd | Airports SACCO Building, K.A.A. HQs, J.K.I.A., | Nairobi |
7. | Amica Sacco Society Ltd | Mugama Unions Building, Uhu- ru Street, Murang’a | Murang'a |
8. | Ammar Sacco Society Ltd | Pushpa Plaza, Kwame Nkrumah Rd, Thika Town | Kiambu |
9. | Ardhi Sacco Society Ltd | Survey of Kenya Field Hqs, Off Thika Rd, Nairobi | Nairobi |
10. | Asili Sacco Society Ltd | Asili Co-op Centre, Ngara Road, Ngara, Nairobi | Nairobi |
11. | Azima Sacco Society Ltd | Azima Sacco Plaza, Wabera Street, Thika Town | Kiambu |
12. | Bandari Sacco Society Ltd | Bandari Sacco Plaza, Moi Ave- nue, Mombasa City | Mombasa |
13. | Baraka Sacco Society Ltd | Baraka Sacco Bldg, Off- Kiaruhiu, Karatina Town | Nyeri |
14. | Baraton University Sacco Society Ltd | University of Eastern Africa, Baraton, Eldoret Town | Uasin Gishu |
15. | Biashara Sacco Society Ltd | Biashara Sacco Building, Kimathi Way, Nyeri Town | Nyeri |
16. | Biashara Tosha Sac- co Society Ltd | Gakundu F.C.S Bldg, Embu-Ki- anjokoma Rd, Manyatta | Embu |
17. | Bi-High Sacco Society Ltd | Marsabit Teachers Plaza, Mosque Rd, Marsabit Town | Marsabit |
18. | Bingwa Sacco Society Ltd | Tea Growers Complex Bldg, Kutus/Karatina Rd, Kerugoya Town | Kirinyaga |
19. | Boresha Sacco Society Ltd | Teachers Plaza, Market Road, Eldama Ravine Town | Baringo |
20. | Capital Sacco Society Ltd | M.A.C.C.U. Building, Kenyatta Highway, Meru Town | Meru |
21. | Centenary Sacco Society Ltd | Intercity Centre, Kenyatta Ave- nue, Meru Town Centre | Meru |
22. | Chai Sacco Society Ltd | KTDA Plaza, Moi Avenue, Nairobi CBD | Nairobi |
23. | Chuna Sacco Society Ltd | Engineering Dept. U.O.N., Harry Thuku Rd, Nairobi City | Nairobi |
24. | Chuka University Sacco Society Ltd | Chuka University, Chuka Town | Tharaka Nithi |
25. | Cosmopolitan D.T. Sacco Society Ltd | Natec Building, Mburu Gichua Street, Nakuru Town | Nakuru |
26. | County Sacco Society Ltd | County Sacco Building, Kanja Market Centre | Embu |
27. | Daima Sacco Society Ltd | Daima SACCO Building, Manyatta Market Centre | Embu |
28. | Defence Sacco Society Ltd | DOD HQS, Nairobi | Nairobi |
29. | Dhabiti Sacco Society Ltd | Dhabiti SACCO Building, Ka- nuni Road, Maua Town | Meru |
30. | Dimkes DT Sacco Society Ltd | Bishop Magua House, Biashara Street, Kiambu Town | Kiambu |
31. | Dumisha Sacco Society Ltd | Teachers Plaza, Harambee street, Maralal Town. | Samburu |
32. | Eco-Pillar Sacco Society Ltd | Teachers Plaza, Lotodo Street, Kapenguria Town | West Pokot |
33. | Edis Sacco Society Ltd | Ngocho Building, Opp. NCPB Bomet Depot, Bomet Town | Bomet |
34. | Egerton Sacco Society Ltd | Egerton SACCO Plaza, Egerton University, Njoro | Nakuru |
35. | Elimu Sacco Society Ltd | Elimu Hse, Mubiru Road, South B, Nairobi City | Nairobi |
36. | Enea Sacco Society Ltd | Kiangararu House, Karatina Town | Nyeri |
37. | Faridi Sacco Society Ltd | Faridi Housing Plaza, Busia Town | Busia |
38. | Fariji Sacco Society Ltd | Diplomat House, Githunguri Town | Kiambu |
39. | Fortitude Sacco Society Ltd | Fortitude SACCO Building, Mbita Township | Homa Bay |
40. | Fortune Sacco Society Ltd | Fortune Plaza, Opp. A.C.K. Cathedral, Kerugoya Town | Kirinyaga |
41. | Fundilima Sacco Society Ltd | Fedha House, J.K.U.A.T., Thika Road, Juja Town | Nairobi |
42. | GDC Sacco Society Ltd | GDC SACCO Plaza, Market Street, Githunguri Town | Kiambu |
43. | Golden Pillar Sacco Society Ltd | Imenti Complex, Main Stage, Meru Town | Meru |
44. | Good Faith Sacco Society Ltd | Kiwa House, Githunguri Road, Uplands Town, Nyambari | Kiambu |
45. | Goodhope Sacco Society Ltd | Mwalimu Plaza, Narok Town | Narok |
46. | Goodway Sacco Society Ltd | Machere Plaza, Stage Street, Kerugoya Town. | Kirinyaga |
47. | Gusii Mwalimu Sac- co Society Ltd | Gusii Mwalimu Complex, Kisii Town | Kisii |
48. | Harambee Sacco Society Ltd | Harambee Sacco Plaza, Nairobi City Centre | Nairobi |
49. | Hazina Sacco Soci- ety Ltd | Hazina SACCO Bldg. Kibera Rd, Off Ngong Rd. Nairobi | Nairobi |
50. | Home Business Sacco Society Ltd | TEK BIZ Centre, Koinange Road, Nyahururu Town | Laikipia |
51. | Ilkisonko Sacco Society Ltd | Musangairo F.S Building, Loi- toktok/Emali Road, Loitoktok Town | Kajiado |
52. | Imarika Sacco Society Ltd | K.I.T.E.C.O.H. Complex, Kwa Charo Wa Mae Street, Kilifi Town | Kilifi |
53. | Imarisha Sacco Society Ltd | Kipsigis Teachers Co-op House, Kericho Town | Kericho |
54. | Invest and Grow (IG) Sacco Society Ltd | IG Plaza, Khalisia-3 Road, Kakamega Town | Kakamega |
55. | Jacaranda Sacco Society Ltd | Finance House, Ground Floor, Ruiru Town | Kiambu |
56. | Jamii Sacco Society Ltd | Jamii Sacco Court, Mukenia Rd, South B, Nairobi | Nairobi |
57. | Jamii Yetu Sacco Society Ltd | MMH SACCO Plaza, Kanuni – Meru Rd, Maua Town | Meru |
58. | Jitegemee Sacco Society Ltd | Kizingo House 2, Kaunda Road, Mombasa City | Mombasa |
59. | Joinas Sacco Soci- ety Ltd | Kanja Hse, Limuru-Banana Rd, Banana Hill Town | Kiambu |
60. | Jumuika Sacco Society Ltd | Chemelil Sugar Sports Com- plex, Chemelil Town | Kisumu |
61. | Kabiyet Sacco Society Ltd | Kabiyet | Nandi |
62. | Kencream Sacco Society Ltd | Creamery House, Dakar Road, Nairobi | Nairobi |
63. | Kenpipe Sacco Society Ltd | Kenpipe Plaza, Off Nanyuki Rd, Industrial Area, Nairobi | Nairobi |
64. | University Sacco Society Ltd | Kenversity Plaza, Kahawa Sukari Area, Nairobi | Nairobi |
65. | Kenya Achievas Sacco Society Ltd | Achievas Plaza Nyamache-Igembe-Igage Rd, Nyamache Town | Kisii |
66. | Kenya Bankers Sac- co Society Ltd | Kenya Bankers Sacco Centre, 3rd Ngong Avenue, Nairobi City. | Nairobi |
67. | Kenya Highlands Sacco Society Ltd | Temiik House, Kericho – Kisumu Road, Kapsoit Market Centre | Kericho |
68. | Kenya National Police DT Sacco Society Ltd | Kenya Police Sacco Plaza, Ngara Rd, Ngara, Nairobi | Nairobi |
69. | Kimbilio Daima Sacco Society Ltd | Chepsol Plaza, Kimulot Town Centre | Kericho |
70. | Kimisitu Sacco Society Ltd | A.E.A. Plaza, Valley Road. Nairobi City | Nairobi |
71. | Kingdom Sacco Society Ltd | Empower House, Githurai 45, off Thika Rd, Githurai Area, Nairobi | Nairobi |
72. | Kite Sacco Society Ltd | Kenya Re-Insurance Plaza, Bank Street, Kisumu | Kisumu |
73. | Kitui Teachers Sac- co Society Ltd | Kitui Teachers Sacco Plaza, Kalundu Road, Kitui Town | Kitui |
74. | Kolenge Tea Sacco Society Ltd | Nandi-Hills Plaza, Market Street, Nandi Hills Town | Nandi |
75. | Koru Sacco Society Ltd | Homa Lime Company, Koru Town | Kisumu |
76. | K-Pillar Sacco Soci- ety Ltd | K-Pillar Bldg, Bomet –Litein Rd, Mogogosiek Town | Bomet |
77. | K-Unity Sacco Society Ltd | Mapa House, Biashara Street,Kiambu Town | Kiambu |
78. | Kwetu Sacco Society Ltd | Mwalimu Centre, Syokimau Road, Machakos Town | Machakos |
79. | Lainisha Sacco Society Ltd | SACCO Building, Embu-Nairobi Rd, Wanguru Town | Kirinyaga |
80. | Lamu Teachers Sacco Society Ltd | Lamu Teachers Housing Bldg. Galogalo Street, Lamu Town | Lamu |
81. | Lengo Sacco Society Ltd | Standard Arcade, Lamu Rd, Malindi Town | Kilifi |
82. | Mafanikio Sacco Society Ltd | Mombasa Teacher's Plaza, Jomo Kenyatta Avenue, Mom- basa Town | Mombasa |
83. | Magadi Sacco Society Ltd | Pam View Building, Magadi Road, Magadi Town | Kajiado |
84. | Magereza Sacco Society Ltd | Mageso Chambers, Moi Avenue, Nairobi City Centre | Nairobi |
85. | Maisha Bora Sacco Society Ltd | Unilever Kenya Office, Commercial Street, Industrial Area, Nairobi | Nairobi |
86. | Mentor Sacco Society Ltd | Mentor Complex, Uhuru Road, Murang’a Town | Murang'a |
87. | Metropolitan National Sacco Society Ltd | Chai House, Koinange Street, Nairobi City Centre | Nairobi |
88. | Mombasa Port Sacco Society Ltd | Mombasa Port SACCO Plaza, Mwakilingo Road, Mombasa | Mom- basa |
89. | Mudete Factory Tea Growers Sacco Society Ltd | SACCO Plaza, Kakamega- Kisu- mu Road, Khayega Town | Kakamega |
90. | Muki Sacco Society Ltd | Muki House, Ndunyu-Njeru Town Centre | Nyan- darua |
91. | Mwalimu National Sacco Society Ltd | Mwalimu Towers, Upper Hill, Nairobi | Nairobi |
92. | Mwietheri Sacco Society Ltd | Rungeto Farmers Co-op Soci- ety Bldg, Githure Market Centre | Embu |
93. | Mwito Sacco Society Ltd | Mwito House, Desai Road, Nairobi City | Nairobi |
94. | Nacico Sacco Soci- ety Ltd | N.A.C.I.C.O. Plaza, Landhies Road, Nairobi City | Nairobi |
95. | Nafaka DT Sacco Society Ltd | Nairobi Silos Complex, Out- er-Ring Road, Nairobi | Nairobi |
96. | Nandi Farmers Sacco Ltd | Market Street, Nandi Hills Plaza, Nandi Hills Town | Nandi |
97. | Nation DT Sacco Society Ltd | Cambrian House, Moi Avenue, Nairobi CBD | Nairobi |
98. | Nawiri Sacco Society Ltd | E.M.C.O. Hse, Taifa Road, Embu Town | Embu |
99. | Ndege Chai Sacco Society Ltd | Ndege Chai House, Kisu-
mu-Kericho Highway, Kericho Town |
Kericho |
100. | Ndosha Sacco Society Ltd | Ndosha Sacco Plaza, Chogoria Town | Thara- ka-Nithi |
101. | New Fortis Sacco Society Ltd | Newfortis SACCO Complex, Off Kenyatta Road, Nyeri Town | Nyeri |
102. | Nexus Sacco Society Ltd | Kathera House, Embu-Nkubu Road, Nkubu Town | Meru |
103. | Ng'arisha Sacco Society Ltd | Bungoma Teachers SACCO Plaza, Moi Avenue, Bungoma Town | Bungoma |
104. | N.R.S. Sacco Society Ltd | 62-Ondiri Building, Kikuyu Road, Kikuyu Town | Kiambu |
105. | NSSF Sacco Soci- ety Ltd | Social Security House, Bishops Road, Nairobi | Nairobi |
106. | Nufaika Sacco Society Ltd | Machere Building, Machere Street, Kerugoya Town | Kirinyaga |
107. | Nyala Vision Sacco Society Ltd | Kimathi Street, Mahiga Building | Nyandarua |
108. | Nyambene Arimi Sacco Society Ltd | Nyambene Arimi Plaza, Maua-Kanuni Rd, Ndaragwa Town | Meru |
109. | Nyati Sacco Society Ltd | Oddysey Plaza – Mukoma Rd, Nairobi | Nairobi |
110. | Ollin Sacco Society Ltd | Ollin SACCO Complex, Total-DC Rd. Off, Kutus-Karatina High- way, Karatina Town | Kirinyaga |
111. | Orient Sacco Society Ltd | Former C.D.F. Offices, Section 9 Road, Thika Town | Kiambu |
112. | Patnas Sacco Society Ltd | Patnas Plaza, Kericho- Sotik Road, Litein Town | Kericho |
113. | Prime Time Sacco Ltd | Mwalimu Plaza, Iten-Eldoret Road, Iten Town | Elgeyo Marakwet |
114. | PUAN Sacco Soci- ety Ltd | Farmers Building, Narok- Naku- ru Road, Narok Town | Narok |
115. | Qwetu Sacco Society Ltd | T.A.T.E.C.O.H. Building, Wundanyi Town | Taita Taveta |
116. | Rachuonyo Teachers Sacco Society Ltd | Oyugis-Kisii Road, Oyugis Town | Homa Bay |
117. | Safaricom Sacco Society Ltd | Safaricom Care Centre, Waiyaki Way, Westlands, Nairobi | Nairobi |
118. | Sheria Sacco Society Ltd | Sheria SACCO Hse, Off-Matumbato Street, Upper-Hill, Nairobi | Nairobi |
119. | Shirika Deposit Taking Sacco Society Ltd | Shirika Co-op Hse, Kipande / Ngara Rd, Ngara, Nairobi City | Nairobi |
120. | Shoppers Sacco Society Ltd | Nature House, Tom Mboya Street, Nairobi CBD | Nairobi |
121. | Simba Chai Sacco Society Ltd | Kericho – Brooke Centre Kericho/Nakuru Highway, Kericho Town | Kericho |
122. | Siraji Sacco Society Ltd | N.K.M. Place, Nanyuki – Meru Highway | Meru |
123. | Skyline Sacco Society Ltd | Skyrise Plaza, Eldama Ravine- Eldoret Road, Eldama Ravine Town | Baringo |
124. | Smart Champions Sacco Society Ltd | Muranene Building, near Gi- thongo Chief's Camp, Githongo Trading Centre | Meru |
125. | Smart-Life Sacco Society Ltd | Marakwet Teachers Plaza, Moi Street, Kapsowar – Sinon Rd, Kapsowar Town | Elgeyo Marakwet |
126. | Solution Sacco Society Ltd | Meru Mwalimu Plaza, Gakoro- mone Road, Meru Town | Meru |
127. | Sotico Sacco Society Ltd | Amoket Estate, Sotik Town | Bomet |
128. | Southern Star Sac- co Society Ltd | Mt. Building, Embu-Meru Road, Chuka Town | Thara- ka-Nithi |
129. | Stake Kenya Sacco Society Ltd | Stake Kenya SACCO Plaza, Kehancha-Ntimaru Rd. Kehancha Town | Migori |
130. | Stawisha Sacco Society Ltd | Mwalimu plaza, Kapsokwony
– Kaptama Road. Kapsokwony Town |
Elgeyo Marak- wet |
131. | Stima DT Sacco Society Ltd | Stima SACCO Plaza, Mushembi Road, Parklands, Nairobi | Nairobi |
132. | Strategic-Urembo Sacco Society Ltd | Lunga Lunga Square, Industrial Area Nairobi | Nairobi |
133. | Suluhu Sacco Soci- ety Ltd | Mwingi Mwalimu Plaza, Kyuso Road, Mwingi Town | Kitui |
134. | Supa Sacco Society Ltd | Supa Plaza, Posta Road Maralal Town | Samburu |
135. | Tabasamu Sacco Society Ltd | Tunawiri House, Kwale-Kinango Rd, Kwale Town | Kwale |
136. | Tabasuri Sacco Society Ltd | Texas Plaza, Fidel Odinga Road, Mombasa City | Mom- basa |
137. | TAI Sacco Society Ltd | Tai Plaza, Uplands/Limuru Road, Githunguri Town | Kiambu |
138. | Taifa Sacco Society Ltd | NCU Building, Gakere Road, Nyeri Town Centre | Nyeri |
139. | Taqwa Sacco Soci- ety Ltd | Jamia Plaza, 3rd floor Kigali Street, Nairobi | Nairobi |
140. | Taraji Sacco Society Ltd | Mwalimu Plaza, Oginga Odinga Street, Siaya Town | Siaya |
141. | Telepost Sacco Society Ltd | City Square Post Office, Haile Selassie Road, Nairobi | Nairobi |
142. | Tembo Sacco Society Ltd | Tembo SACCO Complex, Gar- den Estate Rd, Mukima Drive, Ruaraka | Nairobi |
143. | Tenhos Sacco Soci- ety Ltd | Tenhos Bldg. Kericho – Silibwet Rd, Tenwek, Bomet | Bomet |
144. | Thamani Sacco Society Ltd | Thamani Sacco Building, Chuka Town | Thara- ka-Nithi |
145. | The Apple Sacco Society Ltd | TASCCOS House, Kapsabet- Chavakali Road, Chepsonoi Trading Centre | Nandi |
146. | The Noble Sacco Society Ltd | The Noble SACCO Building, Eldoret Town | Uasin Gishu |
147. | Times-U Sacco Society Ltd | Along KCB Street, Nkubu Town | Meru |
148. | Tower Sacco Society Ltd | Tower SACCO FOSA Bldg, Nyahururu- Ol’kalou Road, Ol’Kalou Township | Nyan- darua |
149. | Trans- Elite County Sacco Society Ltd | Former Barclays Bank Building, Kapsabet Town, | Nandi |
150. | Trans Nation Sacco Society Ltd | Mwalimu Centre Building, DC Rd, Chuka Town | Thara- ka-Nithi |
151. | Trans-Counties Sac- co Society Ltd | Trans- Counties Sacco Office, Plot 45, Kapsara Centre | Trans Nzoia |
152. | Trans-National Times Sacco Society Ltd | Teachers’ Plaza Building, KANU Street, Kitale Town | Trans Nzoia |
153. | Ufanisi DT Sacco Society Ltd | Development House, Moi Avenue, Nairobi City Centre | Nairobi |
154. | Ukristo Na Ufanisi Wa Anglicana Sac- co Society Ltd | ACK Emmanuel Church Riruta, Riruta Area, Nairobi | Nairobi |
155. | Ukulima Saco Soci- ety Ltd | Ukulima Co-operative House, Haile Selassie Avenue, Nairobi City Centre | Nairobi |
156. | Unaitas Sacco Society Ltd | Cardinal Otunga Plaza, Kaunda Street, Nairobi | Nairobi |
157. | Uni-County Sacco Society Ltd | Kenyatta Avenue, Vickers House, Nakuru Town | Nakuru |
158. | Unison Sacco Society Ltd | Unison Sacco Bldg. Nanyuki/ Nyeri Rd, Nanyuki | Laikipia |
159. | United Nations Sac- co Society Ltd | UN-Complex Bldg, Gigiri Area, Nairobi | Nairobi |
160. | Universal Traders Sacco Society Ltd | Traders House, Syokimau Road, Machakos Town. | Machakos |
161. | Ushuru Sacco Society Ltd | Ushuru SACCO Centre, Wood Avenue, Kilimani, Nairobi City | Nairobi |
162. | Vihiga County Farmers Sacco Society Ltd | Chavakali-Kapsabet Road | Kakamega |
163. | Viktas Sacco Soci- ety Ltd | Glanin Bldg. Nyeri/ Nyahururu Road, Mairo – Inya Trading Centre | Nyandarua |
164. | Vision Africa Sacco Society Ltd | Kenyatta Avenue, Rajdeep Bldg. Nakuru Town Centre | Nakuru |
165. | Vision Point Sacco Society Ltd | Borabu Farmers Union Building, Keroka – Sotik Highway, Nyansiongo Town | Nyamira |
166. | Wakenya Pamoja Sacco Society Ltd | Kahawa House, Kisii-Keroka Road, Kisii Town | Kisii |
167. | Wakulima Commercial Sacco Society Ltd | MWD LTD Complex Mukurweini
–Nyeri Road, Mukurweini Town |
Nyeri |
168. | Wanaanga Sacco Society Ltd | Meteorological Hqs, Ngong Road, Nairobi City | Nairobi |
169. | Wananchi Sacco Society Ltd | Wananchi Sacco Building, Nyeri-Othaya-Kiriani Road Othaya Town Centre | Nyeri |
170. | Wanandege Sacco Society Ltd | Wanandege Plaza, Old North Airport Road, Embakasi, Nairobi | Nairobi |
171. | Washa Sacco Society Ltd | Ralli House, Nyerere Avenue, Mombasa Town | Mombasa |
172. | Waumini Sacco Society Ltd | Applewood Adams Bldg, 2nd Floor, Ngong Rd, Adams Arcade, Nairobi | Nairobi |
173. | Wevarsity Sacco Society Ltd | M.M.U.S.T. School of Nursing, Kakamega-Webuye Road, Kakamega Town | Kakamega |
174. | Winas Sacco Society Ltd | Winas Sacco Building, Kenyatta Highway, Embu Town | Embu |
175. |
Yetu Sacco Society Ltd | SACCO Building, Nkubu-Mi- kumbune Road, Nkubu Town Centre | Meru |
Tips For Choosing A Good SACCO In Kenya
If you are looking to join a Savings and Credit Cooperative (SACCO) in Kenya, here are some tips to help you choose the best one for your financial needs:
- Consider the location: It is convenient to choose a SACCO near your place of work or residence so that it is easy for you to access their services.
- Check the membership requirements: Different S.A.C.C.O.S. have different membership requirements, such as your type of employment or profession. Make sure you meet the SACCO eligibility criteria you are interested in joining.
- Look at the financial products and services: Different S.A.C.C.O.S. offer different products and services, such as loans, savings accounts, and insurance. Choose a SACCO that provides the products and services that meet your financial needs.
- Compare interest rates and fees: S.A.C.C.O.S. charges different rates and fees for their financial products and services. It is essential to compare these rates and prices before choosing a SACCO to ensure you get the best deal.
- Check the repayment terms: Make sure you are comfortable with the repayment terms of the loans offered by SACCO, including the interest rates and repayment periods.
- Consider the stability and reputation of the SACCO: It is essential to choose a stable and reputable SACCO, as you will be entrusting them with your financial resources. Look at their track record and financial performance before making a decision.
- Seek recommendations: Ask friends, family, and colleagues for advice on good S.A.C.C.O.S. with which they have had positive experiences. This can help you narrow your options and make a more informed decision.
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Conclusion
S.A.C.C.O.S. is an essential source of financial assistance for millions of people in Kenya, providing affordable and accessible financial services to small businesses, farmers, and individuals. The top 100 SACCOS in Kenya, as listed in this article, are some of the best in the country based on their performance, membership, and services offered. By considering the critical features of each SACCO, such as loan limits, interest rates, and repayment periods, you can make an informed decision about which is the best fit for your financial needs.