Biashara Sacco Paybill Number 400 300(Make Payments via Mpesa)

For us Kenyans in everything, convenience is critical, and Biashara Sacco understands the importance of providing members with easy payment options. One such option is using Mpesa to pay Biashara Sacco's Paybill Number 400 300. In this article, I will walk you through the process of making payments via Mpesa to Biashara Sacco while delving into the core values, products, and services offered by this cooperative society.

Core Values

Before we dive into the intricacies of making payments, let's take a moment to understand the core values that govern Biashara Sacco:

1. God Fearing: Biashara Sacco operates with a sense of moral responsibility and faith.
2. Integrity: Honesty, accountability, and transparency are at the heart of all their actions.
3. Ethical: They treat their customers with courtesy, respect, fairness, and understanding.
4. Professionalism: Biashara Sacco is committed to achieving excellence through competence and relevant skills.
5. Teamwork: They believe in unity and cooperation for quality service provision.
6. Stewardship: Efficient and effective use of resources, including finances, human capital, and materials.
7. Continuous Improvement: Striving for excellence and maintaining high standards through constant growth.
8. Confidentiality: Embracing the principle of keeping information confidential during service delivery.
9. Fidelity to Law: Respecting the rule of law and upholding cooperative regulations and by-laws.
10. Partnership: Establishing strategic alliances with industry players for the benefit of all members.

Products and Services

Biashara Sacco offers a range of loan products designed to meet the diverse needs of its members. Let's explore some of their key offerings:

1. Normal Loan:

• Account Operation: 6 months
• Loan granted: 5 times shares
• Repayment period: 6-36 months
• Interest Rate: 0.833% per month on the principle
• Security: Charged land/plot, motor vehicle savings, and shares
• Waiting period: 3-7 days

2. Development Loan:

• Account Operation: 3 months
• Loan granted: 10 times shares
• Maximum loan: Ksh 9 M
• Repayment period: 6-36 months
• Interest Rate: 1% on principle
• Security: Charged land/plot, motor vehicle savings
• Waiting period: 3-7 days

3. Women Empowerment Loan (Suitable for women above 18 years):

• Account Operation: 3 months
• Loan granted: 10 times shares
• Maximum loan: Ksh 200,000
• Repayment period: 6-24 months
• Interest Rate: 0.875% per month on principle
• Security: Charged land/plot, motor vehicle savings
• Waiting period: 3-7 days

These are just a few of the loan products offered by Biashara Sacco, catering to various financial needs and circumstances. For more information, click the link here.

Using Biashara Sacco Paybill Number 400 300

Now that you're familiar with Biashara Sacco's values and offerings let's explore how to make payments to the Sacco using Mpesa. It's a straightforward process:

1. Go to your Mpesa Menu on your mobile phone.
2. Select "Pay Bill" from the M-PESA menu.
3. Enter the Biashara Sacco Paybill Number, which is 400 300.
4. In the Account Number field, enter your I.D. number, Account number, or member number.
5. Specify the amount you want to send.
6. Enter your M-PESA PIN.
7. Confirm that all the details are correct and press OK.
8. You'll receive a confirmation message from Safaricom.

Making payments to Biashara Sacco has always been challenging, thanks to their convenient Paybill Number 400 300.

Customer service:

If you have any questions or require further assistance, don't hesitate to get in touch with Biashara Sacco through their provided contact information. 

READ ALSO: AIBK Sacco Paybill Number 955 901(Make Payments via Mpesa)

Conclusion

In conclusion, Biashara Sacco is not just a financial institution; it's a cooperative society built on solid values and a commitment to serving its members. By embracing the convenience of Mpesa payments through Paybill Number 400 300, members can access the various loan products and services offered by Biashara Sacco with ease.