How to Pay NHIF via M-Pesa(2024 Update)

In Kenya, the National Hospital Insurance Fund (NHIF) plays a vital role in providing affordable medical insurance coverage to citizens. One of the most convenient methods to pay your NHIF contributions is through M-Pesa, a popular mobile money service. In this comprehensive guide, we will walk you through paying NHIF via M-Pesa, ensuring you can easily navigate this essential task. Whether you're an employee in the formal sector, self-employed, or a voluntary member, this guide covers everything you need to know about NHIF payments through M-Pesa.

Health insurance is a crucial safeguard against unforeseen medical expenses. NHIF, a government agency in Kenya, offers affordable insurance to all Kenyan citizens. While government employees have their NHIF contributions automatically deducted from their salaries, self-employed individuals and voluntary members need to make monthly payments. This guide will focus on how to pay NHIF via M-Pesa, a user-friendly and convenient method for all.

How to Pay NHIF via M-Pesa

Step 1: Ensure You Have Sufficient Funds

Before initiating your NHIF payment, ensure you have enough funds in your M-Pesa account. You can top up your M-Pesa balance at any agent or through the app.

Step 2: Access M-Pesa Menu

Dial *840# on your mobile phone and press the call button to access the M-Pesa menu.

Step 3: Select the "Pay Bill" Option

Once in the M-Pesa menu, choose the "Pay Bill" option by pressing the corresponding number on your keypad. Alternatively, select "Lipa na M-Pesa" and choose the "Pay Bill" option.

Step 4: Enter the NHIF Pay Bill Number

Enter the NHIF pay bill number, 222222, and press "OK" or "Send."

Step 5: Provide NHIF Account Number

Next, you will be prompted to enter your NHIF account number. This unique number is assigned to you by NHIF. If you don't know your account number, you can retrieve it by sending an SMS with the word "ID," a space, and your national ID number to 21101.

Step 6: Enter Payment Amount

After entering your account number, input the amount you wish to pay. The minimum contribution is Kshs. 150, while the maximum is Kshs. 140,000. Confirm the amount and press "OK" or "Send."

Step 7: Input M-Pesa PIN

You will be asked to enter your M-Pesa PIN to authorize the transaction. Input your PIN and confirm by pressing "OK" or "Send." Your payment will be processed, and you will receive confirmation from M-Pesa and NHIF.

Step 8: Confirmation and Receipt

The final step is checking your NHIF account to confirm the payment has been received. You can send an SMS with the word "ID," a space, and your national ID number to 21101. You will receive a message detailing your account balance and the last contribution.

Benefits of Paying NHIF via M-Pesa

Paying your NHIF contributions via M-Pesa offers several advantages:

• Convenience: M-Pesa allows you to make NHIF payments anywhere and anytime, eliminating the need to visit NHIF offices or banks.
• Speed: M-Pesa transactions are processed instantly, ensuring that your NHIF contributions are promptly credited to your account.
• Security: M-Pesa transactions require your PIN, enhancing the security of your transactions and preventing unauthorized access.
• Cost-effectiveness: Paying NHIF via M-Pesa is cost-effective, as it does not involve additional transaction charges. You only pay the exact contribution amount.

How to Check Your NHIF Payment Status

You can quickly check the status of your NHIF account using your mobile phone:

1. Compose a new SMS.
2. Type "ID," followed by a space, and then your ID number.
3. Send the SMS to 21101.

You will receive a response containing your member number, ID number, birth year, last contributions, and information about your dependents.

READ ALSO: KPLC Okoa Stima Loan: How to Register and Get Emergency Tokens(

Conclusion

This comprehensive guide explains how to pay NHIF via M-Pesa, highlighting its convenience, speed, security, and cost-effectiveness. We've also shown you how to check your NHIF payment status, ensuring you have complete control over your health insurance contributions. Embracing this simple yet powerful method can make managing your NHIF contributions seamless, providing you with peace of mind and access to essential healthcare services when needed.