UNAITAS Sacco Branches In Kenya, Locations and Services (2024 Update)

In this article, we will take a closer look at the various Unaitas Sacco branches located throughout Kenya, exploring the services and facilities available at each location and how they can help you meet your financial needs. So, if you are looking for a reliable and trustworthy financial institution in Kenya, Unaitas Sacco is a great choice.

Dec 18, 2023 - 12:15
Dec 18, 2023 - 12:19
 0
UNAITAS Sacco Branches In Kenya, Locations and Services (2024 Update)
UNAITAS Sacco Branches In Kenya, Locations and Services (2024 Update)

Welcome to our comprehensive guide on Unaitas Sacco, a cornerstone in Kenya's financial landscape. In this article, we dive into the world of Unaitas Sacco, exploring its extensive network of branches across Kenya and the plethora of services it offers. Whether you're considering joining a Sacco for the first time or you're already a member seeking more information, this article has got you covered.

Unaitas Sacco is not just another financial institution; it's a beacon of hope and opportunity for many Kenyans. From offering affordable credit solutions to providing a range of financial services including savings accounts, mobile banking, and insurance products, Unaitas Sacco stands as a testament to financial empowerment and inclusivity. We'll walk you through each of its branches, highlighting their locations and what they uniquely offer. So, buckle up as we embark on this journey to understand why Unaitas Sacco could be your next financial partner.

READ ALSO: Top 10 Best Logbook Loans in Kenya: Expert Insights and Tips

Unaitas Sacco - An Overview

Unaitas Sacco, founded in 1993, has evolved into one of Kenya's largest and most successful Savings and Credit Cooperative Societies (Saccos). Its journey from a humble beginning to a robust financial institution is an inspiring story of growth and resilience.

History and Growth of Unaitas Sacco

Unaitas started over two decades ago, driven by the vision of offering accessible financial solutions to Kenyans. It has since grown, gaining a strong presence and reputation for excellence in financial services. This growth reflects its commitment to empowering its members economically and socially.

Why Choose Unaitas Sacco?

Access to Affordable Credit

One of the primary reasons many opt for Unaitas Sacco is its provision of affordable credit. These loans are tailored to help with various needs, whether it's starting a business, buying a home, or investing in education.

Competitive Interest Rates on Loans

Unaitas Sacco offers loans at competitive interest rates, making it an attractive option for those seeking financial aid without the burden of high costs.

Range of Financial Services

Besides loans, Unaitas Sacco provides a suite of other financial services:

  • Savings Accounts: Encouraging the habit of saving among its members with attractive interest rates.
  • Mobile Banking: Easy and convenient banking solutions at your fingertips.
  • Insurance Products: A variety of insurance options to secure your and your family's future.

Education and Training

Unaitas Sacco is not just about financial transactions; it's also about building its members' capacity. It offers numerous programs aimed at enhancing financial literacy and management skills. This educational aspect sets Unaitas apart, showcasing its dedication to member growth and empowerment.

Unaitas Sacco’s Contribution to Kenya's Economy

Unaitas Sacco plays a significant role in Kenya's economy. It's a vital tool for many, especially small business owners and individuals, aiding in their financial journey. By providing accessible financial services, Unaitas Sacco helps in fostering economic growth and stability, contributing significantly to the country's overall economic development.

Unaitas Sacco Branches in Kenya

Unaitas Sacco boasts a vast network of branches spread across Kenya, each providing a gateway to financial empowerment for its members. Let's explore some of these branches, their locations, and what makes them stand out.

CARDINAL OTUNGA BRANCH

  • Cardinal Otunga Plaza
  • Next to Holy Family Basilica,
  • Kaunda Street, Nairobi
  • P.O. Box 38721-00100 Nairob, Kenya
  • Telephone: +254771198565
  • Email: cardinal@unaitas.com

KAWANGWARE BRANCH

THIKA BRANCH

KASARANI BRANCH

TEMPLE ROAD BRANCH

KANGARI BRANCH

GATURA BRANCH

KIRIA-INI BRANCH

KANGEMA BRANCH

NAKURU PIONEER

NAIVASHA BRANCH

  • Penibrah House
  • Moi Avenue, Naivasha Town
  • Telephone: +254 719 378 288
  • Email: naivasha@unaitas.com

JUJA BRANCH

MLOLONGO BRANCH

OTHAYA MARKETING OFFICE

  • Along Biashara street,
  • Next to Merks Distributors/ opposite Jumbo agrovet
  • P.O. Box 1145 10200, Murang’a.
  • Tel: 0110 569 516

JUJA FARM MARKETING OFFICE

  • Juja Farm Shopping Centre
  • P.O. Box 1145 10200, Murang’a.
  • Tel: 0700 776 477

ONGATA RONGAI

MURANGA BRANCH

KANYENYA-INI BRANCH

GATUNDU BRANCH

KAHATIA BRANCH

MUNUNGA BRANCH

GITHUMU BRANCH

EMBU BRANCH

MERU BRANCH

  • Union Plaza, Meru Makutano Road.
  • Tel: +254 758 819 686,
  • Email: meru@unaitas.com

KISII BRANCH

KISUMU BRANCH

ELDORET BRANCH

GIKOMBA BRANCH

KONGOWEA BRANCH

GITHURAI BRANCH

MAAI MAHIU MARKETING OFFICE

  • ZZ Building
  • Near Total Petrol Station.
  • P.O. Box 1145 10200, Murang’a.
  • Tel: +254 797 283 777

These branches underscore Unaitas Sacco's commitment to accessibility. No matter where members are located in Kenya, they can easily find a branch or access services through mobile banking.

Services Offered by Unaitas Sacco

Unaitas Sacco stands out not just for its extensive branch network, but also for the wide array of services it offers to meet diverse financial needs. Let's delve into these services and understand how they benefit members.

Loan Services

Loans are a pivotal service at Unaitas Sacco, designed to cater to both short-term and long-term financial needs:

  • Short-term Loans: The Mo-Cash service allows members to access up to Ksh.10,000 for emergencies, with convenient repayment terms.
  • Long-term Loans: For more significant needs, Unaitas offers development loans with a repayment period of up to three years at competitive interest rates of 1-1.5%​​.

Savings Accounts

Unaitas Sacco encourages saving habits through various account options:

  • Jipange Savings Account: A general savings account offering competitive interest rates and up to three withdrawals per year.
  • Specialized Savings Products: These include Chamas and junior savings accounts, designed for specific groups and needs​​.

Insurance Products

Insurance is another crucial service provided by Unaitas Sacco:

  • Comprehensive Coverage: From motor and homeowner insurance to medical and personal accident coverage, Unaitas offers a wide range of insurance options, catering to different member needs​​.

Mobile Banking and Digital Services

In an era where digital convenience is key, Unaitas Sacco offers robust mobile banking services:

  • Unaitas Mobile Banking: Members can make withdrawals, transfers, and utility bill payments through a simple USSD code, *493#.
  • Mo-Cash Service: This feature allows members to access loans up to Ksh.10,000, which can be repaid within a month​​.

Dividends and Shares

Unaitas Sacco also rewards its members through dividends and shares:

  • Generous Dividends: In 2020, for instance, Unaitas paid out Ksh.500 million in dividends to its members, reflecting the Sacco's financial health and commitment to member benefits​​.

Additional Banking Services

Unaitas offers other banking services, enhancing its portfolio:

  • MoneyGram and Diaspora Swift Payment Services: These services facilitate international transactions, adding a global dimension to the Sacco's offerings​​.

READ ALSO: Kingdom Bank Kenya Loans Offered, How to Open an Account And Branches In Kenya 2024

Conclusion

In summary, Unaitas Sacco is more than just a financial institution; it's a vital part of Kenya's economic fabric, empowering individuals and communities through its extensive branch network and diverse financial services. From accessible loans and savings accounts to innovative insurance products and mobile banking solutions, Unaitas Sacco caters to a wide range of financial needs, demonstrating a deep commitment to its members' growth and well-being. Whether you're in Nairobi or a remote part of Kenya, Unaitas Sacco stands as a reliable partner in your financial journey, embodying the true spirit of cooperative success and community development.

Joseph Richard Joseph Richard, a leading contributor to sledge.co.ke, uses his decade-long expertise in finance, business, and technology to offer clear, reliable guides and analyses. His work aids Kenyans in making informed financial and business decisions, earning him a reputation as a trusted industry authority.